Finally, Reliable Banking for Global Businesses With Multi-Currency Control

Most banks weren't built for high-growth companies or modern industries. Neoflow gives you a compliant, modular financial platform to manage accounts, cards, FX and crypto with full visibility and zero friction.

Open Account Talk to a Human

Fully compliant across regulated & fast-moving industries

Get live in 2 weeks with hands-on personal support

Transact seamlessly between crypto and fiat

Industries

We Work With Fast-Growing Businesses

When you're scaling fast, we help you move even faster. Neoflow is designed for ambitious operators working across borders, currencies, and business models.

Software & Technology

iGaming

Marketing Agencies & Affiliate Networks

Digital & Creator Economy

Online Trading

E-Commerce

Customer's Use Case

"We were operating in five markets with zero banking stability. Neoflow gave us everything from local payouts, crypto, and banking in one stack."

Our Platform

Handle Your Entire Banking and Payment Operations in a Unified Platform

Multi-Currency banking

Send and Receive All Your Payments In One Global Account

Don’t worry about blocked transfers or long approval times for new currencies. Your Neoflow account is purpose-built for your geography and industry from the start. We vet your business upfront, not mid-transfer.

Explore More

Dedicated IBAN for 40+ Currencies

Get local account numbers in each currency. No conversions, no surprises.

SEPA, SWIFT, ACH & Faster Payments Supported

Access every major payment network from one platform, no extra setup required.

Local Routing for Faster, Cheaper Transfers

Cut transfer costs by up to 90% and speed up delivery with regional rails.

Smart Monitoring to Avoid Payment Blocks

Transactions are screened before they trigger, no more blocked wires.

Client Collection Accounts to Receive Client Funds

Set up dedicated accounts to receive payments from clients for better transaction organization.

Customer's Use Case

"As a global marketing agency, we can now run payments in EUR, USD, and JPY from one dashboard. Payments flow through custom approval workflows and automatically reconcile into Xero."

Cards

Create, Track, and Assign Cards in Seconds

Forget about messy budgeting and receipt chasing with a single physical card. With Neoflow, you can easily create create unlimited individual or shared cards by team or projects. Add merchant rules, spending limits, and approval flows, all visible in real time.

Instant Virtual & Physical Card Issuance

Issue new cards in seconds, no paperwork, no delay. Spin up cards for any team or vendor with just a few clicks.

Custom Limits by User, Team, or Project

Set budgets by person, department, or region. Enforce caps automatically to prevent overspending.

Merchant Rules and Category Restrictions

Control where and how every card is used. Block risky categories or limit spend by vendor type.

Role-Based Access and Approval Flows

Define who can create, assign, and approve expenses. Automate reviews while keeping the right people in control.

Crypto top-up functionality

Add crypto funds dynamically in parallel to your fiat currencies.

Foreign Exchange

Transparent FX Rates. No Surprise Fees.

Convert currencies on demand or lock rates in advance to protect margins. Transparent pricing across 40+ currencies with complete control over timing and execution.

Access deep liquidity pools for large transactions

Lock rates upfront and manage your FX exposure

Transact in the currencies your business needs

Customer's Use Case

"We convert €2,500,000 to GBP per month for supplier payouts. With one click, we lock in the exchange rate and know exactly how much we'll receive."

Crypto Payments

Crypto + Fiat Payments in One Compliant Workflow

Accept Crypto Payments
BTC, USDT, ETH and 40+ more directly to your bank account

Instant Conversion
Convert to fiat in real-time with transparent rates

Bulk Payments
Send multiple payments in just a few clicks

Full Compliance
Built-in AML/KYT checks and audit trails

Payment Gateway

Stick To 1 Integration For Every Market You Enter

Stop integrating a new payment provider every time you expand. One API connects you to local payment methods worldwide.

Getting Started

Switching to Neoflow Is Faster Than You Think

One round of compliance. No multi-month onboardings. No downtime. Our team handles the heavy lifting so you can launch in weeks, not months.

Start

Submit Documents

Submit your documents through our streamlined digital onboarding.

Week 1

Compliance Review

We review your business model in detail upfront to ensure your payments flow smoothly from the start.

Week 2

Account Setup

Your account goes live. Our team guides you through final setup and launch.

Open Account

Advanced Capabilities

Built for Teams With Sophisticated Needs

Spend Management

Accounting Integrations

Every Transaction Fully Tracked & Instantly Reconciled

No more manual approvals or messy budgets. Track every transaction live. Set budgets by department, approve high-ticket items automatically, and block merchant categories, all in one place.

Customer's Use Case

With Neoflow, the same team set up a €15K quarterly cap for marketing with auto-approvals under €1K. Overspend alerts are sent to finance instantly.

Your Finance Reports From Neoflow to Ledger Without the Spreadsheets

Forget about manual data uploads or incomplete records. All transactions are synced daily with full mapping and audit trails. Export-ready formats keep every stakeholder aligned.

Customer's Use Case

"The same team now maps all payments, card, and crypto activity directly to Concur. The monthly close takes 2 days."

Security & Compliance

Every Payment Is Safe, Logged, and Easy to Audit

We’ve spent years in industries where compliance is strict and mistakes cost money. Neoflow records every action, keeps full audit trails, and follows the latest security standards so you always know who did what, when, and why.

EU-Licensed

GDPR Compliant

PCI-DSS Certified

Auditable Transaction Logs

Multi-Factor Authentication

Safeguarded Funds

A HUMAN TOUCH

Your Dedicated Account Support

Our friendly customer service team is always on-hand to give you real, human support.

Get your personal account manager who knows your industry and understands your business model.

Direct access via phone or email for any support requests.

One-hour response time to keep your operations moving without delays.

Your Questions Answered

Feel free to book a quick demo to resolve any unanswered questions you might have!

Talk to a Human

How quickly can I open an account and start transacting?

Opening a Neoflow account takes just weeks, not months. Our streamlined three-step process includes document submission, compliance review, and account setup, getting you up and running quickly.

What currencies and payment types do you support?

Neoflow supports 40+ fiat currencies with dedicated IBANs, plus all top cryptocurrencies. We handle SEPA, SWIFT, ACH, Faster Payments, and crypto transactions with instant conversion between crypto and fiat.

How do cards and spend controls work within the platform?

Create unlimited virtual cards instantly and allocate them by user, team, or project. Issue physical cards to individual users. All cards feature multi-currency functionality and can be created in seconds with customizable spending limits, merchant category restrictions, and approval flows, with real-time tracking and instant freeze/cancel capabilities from your dashboard.

How does Neoflow compare to traditional banks?

Unlike traditional banks that weren't built for modern, fast-growing businesses, Neoflow offers a fully compliant, EU-licensed financial platform operating under strict regulatory oversight. You get complete visibility and control over accounts, cards, FX, and crypto in one unified, regulated dashboard with transparent pricing, robust security standards, and fast execution times for all your transactions.

Is my money safe with Neoflow, and what security measures are in place?

Your funds are held in safeguarded accounts and protected by EU-Licensed, GDPR compliant, and PCI-DSS certified security standards. We provide multi-factor authentication, auditable transaction logs, and follow the latest security protocols to keep your money and data safe.

One Platform for Global Payments, Crypto, Cards, and Spend

No more fragmented solutions or banking bottlenecks. Neoflow simplifies financial operations for high-growth teams ready to scale.

No upfront commitment - explore the platform before you switch

Compliant across fast-moving and regulated industries with high growth

Hands-on migration support - from accounts to API integration

Live in 2 weeks in most cases – faster than legacy banks, with zero downtime

Open Account Talk to a Human

We'll show you how it works and exactly how fast we can get you running.