Multi currency banking

Banking Built for Ambitious Businesses

One account gives you access to dedicated IBANs in 40+ currencies and every major payment rail. We vet your business model upfront, so payments flow smoothly, not mid-transfer when you're trying to move money.

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Most Banks Can't Handle Fast-Moving Global Businesses

Old way

Constant Interruptions. Blocked Payments. Endless Documentation.

Flowchart with boxes labeled Payment on hold, Manual review started, Blocked transfer, and More docs needed, connected by dotted lines with question marks and X icons.

Payments get blocked unexpectedly with "additional documentation required"

Compliance asks for proof of business relationship for every new vendor

High transaction volumes trigger constant manual reviews

Back-and-forth requests for payment evidence slow everything down

New Way

We Vet Your Model Upfront. Payments Flow Smoothly.

Diagram showing three currency icons on the left (dollar, euro, pound) passing through a selection process with check marks, resulting in highlighted matching currency icons on the right.

Payments pre-approved based on your business model

No mid-transfer compliance reviews asking for documentation

Smart monitoring screens transactions against your approved flows

Crypto-friendly accounts: accept, hold, and send crypto alongside fiat

The Solution

Everything You Need to Run Global Payments

Dedicated IBANs for 40+ Currencies

Get local account numbers in EUR, GBP, USD, AED, and 40 other currencies. Receive payments locally without conversions or correspondent banking fees.

Faster Settlements

Client Funds Collection Accounts

Set up dedicated IBANs specifically for receiving client funds. Keep client money separate from operational accounts for proper segregation and compliance. Critical for iGaming operators, affiliate networks, online trading platforms and any business handling third-party funds.

Client Collection Account (C2B): receive customer deposits

OpEx Account: Vendor payments, salaries, business expenses

Treasury Account: Regulatory reserves, strategic holdings

Flowchart showing Client A linked to a Euro symbol and a VIP Account, Client B and Client C linked to Dollar and Yen symbols respectively and both connected to a Joint Account.

Every Major Payment Rail From One Platform

Beyond multi-currency accounts, you get access to both local and international payment rails. Our system automatically routes to the fastest, cheapest option for each payment.

EU: SEPA (same day) / SEPA Instant (seconds)

US: ACH (1 day) / Wire (same day)

UK: FPS (minutes) / CHAPS (same day)

International: SWIFT to 200+ countries (1 day)

Comparison of three payment methods: SEPA with European Union flag and 5 seconds processing time, FPS with UK flag and 2 hours processing time, SWIFT with globe icon and 1-3 days processing time.

ADDITIONAL CAPABILITIES

Advanced Features for Global Operations

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Faster cross-border payments

Payments Pre-Screened Against Your Business Model

We vet your industry, transaction patterns, and compliance framework during onboarding.

Bulk Payment Processing

Upload CSV files to pay 5,000+ suppliers or contractors in multiple currencies at once. The system automatically selects the optimal payment rail for each payment.

Crypto-Friendly Accounts

Accept crypto payments, hold crypto balances, and send crypto - all from the same account structure. Auto-convert to fiat or hold as crypto.

Multi-Level Approval Workflows

Set approval rules based on amount, merchant, or team member. Payments go through your chosen approvers before they're sent out.

Use cases

Trusted by Ambitious Operators Worldwide

Banking for iGaming operators, global affiliate networks, and trading platforms that need multi-currency accounts, client fund segregation, and crypto support.

iGaming Operators

Dedicated IBANs for player funds

Multi-currency accounts

Handle high payment volumes reliably

Affiliate Networks

Pay 500+ affiliates in 30+ countries

Bulk multi-currency payments

Affiliate-friendly banking

Trading Platforms

Dedicated accounts for client funds

Instant settlement and multi-currency liquidity

Crypto and fiat support

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Multi-Currency Banking Works Better With Neoflow's Complete Platform

Cards

Issue cards in any currency you hold for team spending abroad.

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Foreign Exchange

Convert funds between your accounts instantly or lock rates ahead with forward contracts.

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Crypto

Accept crypto and settle directly to your fiat currency accounts (or hold as crypto).

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Payment Gateway

Accept payments via local methods and settle to your multicurrency accounts.

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Your Questions Answered

Feel free to book a quick demo to resolve any unanswered questions you might have!

Talk to a Human

How do you prevent blocked payments?

We review your business model, transaction patterns, and compliance framework during onboarding. Once approved, payments are pre-screened against your approved profile.

What payment rails do you support?

All major rails: SEPA/SEPA Instant (EUR), Faster Payments/CHAPS (GBP), ACH/Wire (USD), SWIFT (international). The system automatically routes to fastest, cheapest option.

What are client fund collection accounts?

Dedicated IBANs specifically for receiving client/customer funds. These accounts enable you to keep client money separate from operational accounts for proper segregation.

Are your accounts crypto-friendly?

Yes, you can accept crypto payments, hold crypto balances and make crypto payouts. You can auto-convert to fiat instantly or hold as crypto.

One Platform for Global Payments, Crypto, Cards, and Spend

No more fragmented solutions or banking bottlenecks. Neoflow simplifies financial operations for high-growth teams ready to scale.

No upfront commitment - explore the platform before you switch

Compliant across fast-moving and regulated industries with high growth

Hands-on migration support - from accounts to API integration

Live in 2 weeks in most cases - faster than legacy banks, with zero downtime

Open Account Talk to a Human

We'll show you how it works and exactly how fast we can get you running.