Issue Unlimited Cards With Built-In Spending Limits in Seconds
Create unlimited cards in any currency you hold - one for each team member, campaign, or subscription. Set limits, add merchant restrictions, and link to specific budgets, so you stay in control without blocking legitimate team spending.


Scale Card Spending Across Teams Without Losing Budget Control
One Card, No Control
Zero accountability when everyone uses the same card
Can't scale to 50+ campaigns or affiliates
Every purchase needs manual approval from finance
Can't isolate campaigns - one flagged account puts all your spending at risk
Issue Cards With Limits, Visibility, and Rules Built In
Issue separate cards for each person, project, or campaign
Track spending by affiliate, campaign, or team in real-time
Issue cards in multiple currencies and save on conversion fees
Automatic budget enforcement without manual approvals
Issue Cards. Set Limits. Track Everything.
Instant Virtual & Physical Card Issuance
Create new cards in seconds. Virtual cards available immediately. Physical cards arrive in 5-7 days. Freeze, replace, or cancel instantly.

Separate Cards for Each Campaign or Subscription
Generate virtual cards for Facebook ads, Google campaigns, and recurring software subscriptions. Each campaign or subscription gets its own card, so you can pause your Adobe subscription without affecting your Google Ads budget.

Custom Limits by User, Team, or Project
Set limits per person, department, or campaign. Limits reset automatically each period. Teams stay within budget automatically with no manual approvals for purchases needed. Link cards to specific budgets or currencies for better tracking.

Advanced Card Spend Controls

Merchant Rules and Category Restrictions
Control where each card can be used. Limit affiliate cards to ad platforms only, or restrict vendor cards to approved suppliers.
Role-Based Access and Approval Flows
Define who can create cards, approve expenses, and view reports. Auto-approve small purchases while large ones route to the CFO for sign-off.
Live Spend Tracking and Reconciliation
See every transaction the moment it happens. Auto-sync to Xero, QuickBooks, or SAP Concur with proper GL coding and no manual data entry.
Multi-Currency Card Spending
Issue cards in EUR, GBP, USD, or any currency you hold. Eliminate FX fees when spending in card's currency.
Built for Teams Managing High-Volume Card Spending
Let Neoflow handle the complexity: issue cards to hundreds of affiliates, control spending across currencies without blocking team spend, and enforce budgets automatically.

Affiliate Networks
Issue cards to 200+ affiliates for Facebook and Google ad spend
Isolate payment issues with dedicated cards per affiliate
Track spend by affiliate and campaign in real-time

iGaming Operators
Set different spending limits for compliance, ops, and marketing teams
Real-time visibility into all spending
Freeze cards instantly when something looks wrong

CFOs at International Companies
Issue cards to teams across countries with independent budgets
Automated budget enforcement without approving every expense
Full real-time visibility on spend
Virtual Cards Work Better With Neoflow's Complete Platform

Multi-Currency
Hold funds in multiple currencies to avoid conversion fees when spending

Foreign Exchange
Convert funds at competitive rates to fund cards for spending abroad

Crypto
Fund your account and cards with crypto and start spending immediately

Payment Gateway
Accept customer payments and use settlements to fund your corporate cards
Your Questions Answered
Feel free to book a quick demo to resolve any unanswered questions you might have!
One Platform for Global Payments, Crypto, Cards, and Spend
No more fragmented solutions or banking bottlenecks. Neoflow simplifies financial operations for high-growth teams ready to scale.
No upfront commitment - explore the platform before you switch
Compliant across fast-moving and regulated industries with high growth
Hands-on migration support - from accounts to API integration
Live in 2 weeks in most cases - faster than legacy banks, with zero downtime