Cards

Issue Unlimited Cards With Built-In Spending Limits in Seconds

Create unlimited cards in any currency you hold - one for each team member, campaign, or subscription. Set limits, add merchant restrictions, and link to specific budgets, so you stay in control without blocking legitimate team spending.

Soft, muted sky with gentle layers of clouds illuminated by warm sunlight.Neoflow dashboard

Scale Card Spending Across Teams Without Losing Budget Control

Old way

One Card, No Control

Zero accountability when everyone uses the same card

Can't scale to 50+ campaigns or affiliates

Every purchase needs manual approval from finance

Can't isolate campaigns - one flagged account puts all your spending at risk

New Way

Issue Cards With Limits, Visibility, and Rules Built In

Issue separate cards for each person, project, or campaign

Track spending by affiliate, campaign, or team in real-time

Issue cards in multiple currencies and save on conversion fees

Automatic budget enforcement without manual approvals

The Solution

Issue Cards. Set Limits. Track Everything.

Instant Virtual & Physical Card Issuance

Create new cards in seconds. Virtual cards available immediately. Physical cards arrive in 5-7 days. Freeze, replace, or cancel instantly.

Interface displaying selection of virtual card currencies including EUR, GBP, USD, AED, USDT, with a sample Neoflow virtual Mastercard showing card number and expiration, and a Create Card button.

Separate Cards for Each Campaign or Subscription

Generate virtual cards for Facebook ads, Google campaigns, and recurring software subscriptions. Each campaign or subscription gets its own card, so you can pause your Adobe subscription without affecting your Google Ads budget.

Diagram showing three Neoflow virtual Mastercard cards linked to Facebook, Google Ads, and Amazon accounts with respective spending limits and status: Facebook active €2500, Google Ads active €4000 with dedicated BIN, Amazon paused €3000.

Custom Limits by User, Team, or Project

Set limits per person, department, or campaign. Limits reset automatically each period. Teams stay within budget automatically with no manual approvals for purchases needed. Link cards to specific budgets or currencies for better tracking.

Two cards showing spending limits: Emma Clarke with $5,000 limit linked to one Neoflow virtual card and Media Spend with €20,000 limit linked to multiple Neoflow virtual cards.
ADDITIONAL CAPABILITIES

Advanced Card Spend Controls

Soft sunlight illuminating a hazy landscape with clouds and distant hills beneath a pale sky.
€10M+
Built for high volume ad budgets

Merchant Rules and Category Restrictions

Control where each card can be used. Limit affiliate cards to ad platforms only, or restrict vendor cards to approved suppliers.

Role-Based Access and Approval Flows

Define who can create cards, approve expenses, and view reports. Auto-approve small purchases while large ones route to the CFO for sign-off.

Live Spend Tracking and Reconciliation

See every transaction the moment it happens. Auto-sync to Xero, QuickBooks, or SAP Concur with proper GL coding and no manual data entry.

Multi-Currency Card Spending

Issue cards in EUR, GBP, USD, or any currency you hold. Eliminate FX fees when spending in card's currency.

Use cases

Built for Teams Managing High-Volume Card Spending

Let Neoflow handle the complexity: issue cards to hundreds of affiliates, control spending across currencies without blocking team spend, and enforce budgets automatically.

Team working together

Affiliate Networks

Issue cards to 200+ affiliates for Facebook and Google ad spend

Isolate payment issues with dedicated cards per affiliate

Track spend by affiliate and campaign in real-time

Casion chips

iGaming Operators

Set different spending limits for compliance, ops, and marketing teams

Real-time visibility into all spending

Freeze cards instantly when something looks wrong

Trading desk

CFOs at International Companies

Issue cards to teams across countries with independent budgets

Automated budget enforcement without approving every expense

Full real-time visibility on spend

Your Questions Answered

Feel free to book a quick demo to resolve any unanswered questions you might have!

How many cards can I issue?
Unlimited. No per-card fees.
Can I issue cards to contractors?
Yes. Set one-time or recurring limits based on the relationship.
What happens when someone exceeds their limit?
The transaction is automatically declined and the cardholder gets instant notification. You can increase limits with one click if needed.
Can I fund cards with crypto?
Yes. Top up your account with USDT, BTC, ETH, and other cryptocurrencies. Funds are available immediately to issue and load cards.

One Platform for Global Payments, Crypto, Cards, and Spend

No more fragmented solutions or banking bottlenecks. Neoflow simplifies financial operations for high-growth teams ready to scale.

No upfront commitment - explore the platform before you switch

Compliant across fast-moving and regulated industries with high growth

Hands-on migration support - from accounts to API integration

Live in 2 weeks in most cases - faster than legacy banks, with zero downtime

We'll show you how it works and exactly how fast we can get you running.