From Transaction to Ledger: Spend Management and Accounting Sync on Neoflow
Set budgets, automate approvals, and sync every transaction to your accounting software daily. Here's how Neoflow takes the spreadsheets out of month-end.

Month-end usually looks the same: exports from three platforms, a spreadsheet to stitch them together, and a list of transactions nobody can explain. The problem isn’t the finance team. It’s that spend data lives in too many places and arrives too late.
Neoflow keeps spend under control while it happens, and gets it into your books without the manual work.
Spend Management
Live Transaction Tracking
Every payment, card transaction, and crypto movement appears in real time, tied to the person and team behind it.
Budgets by Department
Set budgets per team, project, or region, and see how much is left at any moment.
Automated Approvals
Approve small expenses automatically and route high-value ones to the right person.
Merchant Category Blocking
Stop spend in categories that don’t belong on a company card before it happens.
Overspend Alerts
Finance gets notified instantly when a team approaches or exceeds its budget.
In practice: one team set a €15K quarterly marketing cap, with auto-approvals for anything under €1K. Overspend alerts go straight to finance, with no manual review in between.
Accounting Sync
Daily Sync With Full Mapping
All transactions sync to your accounting software every day, mapped to the right categories.
Complete Audit Trails
Every action is logged, so you always know who did what, when, and why.
Export-Ready Formats
Reports come out in formats your accountants and stakeholders can use immediately.
In practice: one customer now maps all payments, card, and crypto activity directly into Concur. Their monthly close takes 2 days.
One Source of Truth
Because accounts, cards, FX, crypto, and Payment Gateway all run on Neoflow, your spend data comes from one place. Nothing to reconcile across platforms, nothing lost between systems.
Stay in the Flow
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Send, receive, and convert across 40+ currencies and 70+ cryptos, without blocked transfers.
Most banks weren't built for high-growth companies. We were. Neoflow brings accounts, cards, FX, crypto, and payment acceptance into one compliant platform, with a dedicated account manager who understands your industry.

From Transaction to Ledger: Spend Management and Accounting Sync on Neoflow

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Introducing the Neoflow Partner Program: Refer Clients, Earn Monthly Commission

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Pay 5,000+ Recipients in Crypto With a Single CSV Upload

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Lock Your Rate, Protect Your Margin: Foreign Exchange on Neoflow

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One Platform for Global Payments, Crypto, Cards, and Spend
No more fragmented solutions or banking bottlenecks. Neoflow simplifies financial operations for high-growth teams ready to scale.
No upfront commitment - explore the platform before you switch
Compliant across fast-moving and regulated industries with high growth
Hands-on migration support - from accounts to API integration
Live in 2 weeks in most cases - faster than legacy banks, with zero downtime
